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Part-time or Full-time OSAP Application

OSAP classifies a student as full-time if they are taking at least 60% of a full-time course load (40% for students registered with a permanent disability).

If you are pursuing a full-time OSAP eligible program on a part-time basis (20%-59% course load), you may qualify for a Part-time Student Loan. If you have a permanent disability with a course load between 40% and 59%, it is usually better to apply for Full-time OSAP in order to maximize your grant funding. More information can be found at

Determining Course Load

Most full-time students take a 100% course load, as they enrol in all the courses offered for each level of the program. You may decide to not take certain courses if you have been exempted from them, are registered with a permanent disability or want a lighter course load, etc. You can estimate your course load on the OSAP application, as that can be adjusted later by our office.

For further clarification you would contact your program coordinator.

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